I don't know if you've gotten this impression yet, but Captain America likes to be prepared. He is also extremely fiscally responsible. Before we were even ready to buy our first house, we made an appointment at the bank. We thought maybe in a year we'd be ready to buy a house, and we just wanted to know what we needed to do in the meantime to make that happen. We were at our Lake Wobegon bank, talking to one of the VPs. I don't think he dealt much with people asking about loans they might like to get a year from now. But I'll tell you what, it made the process an absolute piece of cake.
7 months ago